Being a Rock
None of us can predict the future. That’s a given. However, the bad news is that the best predictor of the future is our own past behavior. Past behavior has been shown repeatedly to be the best indicator of how we will act and react in future circumstances.
For example, if someone historically has not handled money well in the past, that is going to project into the future. In all likelihood, they are going to make poor financial decision in the weeks, months, and years to come. That is, unless, of course, they change their behavior.
But here’s the tricky part about human behavior: It doesn’t change unless there’s an inciting incident, an intervention, if you will. But here’s the tricky part about human behavior: It doesn’t change unless there’s an inciting incident, an intervention, if you will. That intervention can happen by life experiences (divorce, illness, etc.) or it can be by design, like hiring a financial advisor or coach, going into therapy, or taking some sort of purposeful forward action to improve the circumstances.
People often suffer needlessly. They need a trusted person to guide them. As a financial advisor, in the case of the person who can’t handle money, that’s you.
If you throw a rock into a stream, the stream always adjusts to the rock, not the other way around. It’s a matter of simple physics, mass, and gravity.
I like this analogy because it reflects the stream of life and existence. The structure we create for ourselves is like the rock, so life adjusts to our structure. And you probably know what I’ll say next: structure sets you free.
If you are advising someone who’s suffering, perhaps you need to create some rocks in their own streams to force them to adjust and change their behavior. Rocks equal intervention. Intervention is needed to change behavior. Sometimes we need to be rocks for our clients.
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